IBPS Clerk Interview Experience 2015
Hello, everyone its Akriti…
Today, I am going to tell you about my IBPS Clerk Interview Experience which was on 13th February 2015. The experience of IBPS Clerk Interview was good, remarkable and interesting. It helps me to boost my self-confidence.
Interview Date: 13th February 2015
Venue: Bank of India Staff Training College Sandipani, B-32, S-62, Noida
My IBPS Clerk Interview Experience
I reached the venue at 12:00 P.M via metro. As soon as possible I reached there, at the entrance gate there is a white paper showing your name and roll no. on which you have to sign. Then the guard told me to go towards the entrance hall.
As I reached the hall, there were so many candidates sitting panel wise. After a minute, mentor told us to go to another room for documents verification one by one. After the testimonials verification, they told me to sit outside and wish me luck.
Around 2:20 P.M, my turn came as I entered the room I wish good afternoon to the faculties. There were 4 members in panel. There were 3 males & 1 female. They offered me seat, I said thank you and sit. After that they started asking questions from me.
Member 1: Introduce yourself?
Me: I gave my full introduction in complete confidence like my name, schooling, Graduation and also about my family.
Member 1: What is PMJDY and how it is correlated with Subsidy?
Me: PMJDY is Prime Minister’s Jan Dhan Yojna in which bank open the consumer account at zero balance. The impact of PMJDY is that the subsidies are paid directly to the consumers bank account.
Member 2: What is KYC?
Me: KYC Stands for “Know Your Customer”. The objective of KYC is to enable banks to know and understand their customers better and help them manage their risks wisely.
Member 1: What is Money Laundering?
Me: Legitimization (washing) of illegally obtained money to hide its true nature or source (typically the drug trade etc).
Member 2: How that money is used?
Me: The money obtained from money laundering can be used for terrorist activities through banking channels.
Female Member: Where are the losses shown in balance sheet?
Me: Accumulated loss is not shown as an asset; it is shown on assets side of balance sheet. Profit is part of capital or net worth.
Member 3: Define consumer surplus?
Me: Consumer surplus is defined as the difference between the consumers’ willingness to pay for a commodity and the actual price paid by them.
Member 2: Well, miss.akriti nice to meet you.
Me: I replied thank you to everyone.
I think I did my best and hope for the best too. This was my experience of IBPS Clerk Interview from where I learnt many things.
So all candidates now prepare for your IBPS clerk Interview with the help of my experience. At the time of interview you should be confident and be convincing. Be truthful while answering question never gives fake information. I hope you all are satisfied with this information related to the IBPS clerk Interview.
So guys it is the IBPS Clerk Interview Experience 2015 shared with us by Akriti. You can also Share Your Experience here in our comment box. If it will be chosen by the selectors of Bharatrecruitment.com we will publish it on our portal.
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